Commercial Use OK. SgD Club Members, please visit this link for the Personal Use Version.
This product includes one 300 dpi journaling photoshop layer template for a 12x12 in page. Each piece of the journaling template is on its own layer for easy customizing.
To customize your templates:
Photoshop Instructions: Open your desire paper, Edit->Define Patterns and use those patterns in your template layers.
GIMP Instructions: Open your desire paper, Script-Fu->Selection->To Pattern. Select a layer from the template->Right-Mouse-Click->Alpha to selection->Fill using your pattern paper or any color.